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Terms & Conditions

Last updated: October 28, 2025

Welcome to Ratio Tuta

By using Ratio Tuta, you agree to these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using Ratio Tuta, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our service.

2. Description of Service

Ratio Tuta provides a privacy-focused point-of-sale (POS) and business management platform. Our service includes:

  • Inventory management and tracking
  • Sales processing and reporting
  • Multi-location support
  • Team collaboration tools
  • Analytics and insights

3. User Accounts

To use Ratio Tuta, you must create an account. You are responsible for:

Maintaining the confidentiality of your account credentials
All activities that occur under your account
Notifying us immediately of any unauthorized use
Ensuring your account information is accurate and up-to-date

4. Privacy and Data Ownership

Your data belongs to you. We are committed to protecting your privacy:

  • We do not sell, trade, or monetize your data
  • We do not analyze your business data for our benefit
  • You can export or delete your data at any time
  • See our Privacy Policy for full details Privacy Policy

5. Acceptable Use

You agree not to:

  • Use the service for any illegal or unauthorized purpose
  • Violate any laws in your jurisdiction
  • Infringe on intellectual property rights
  • Transmit viruses, malware, or harmful code
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the service

6. Service Availability

We strive to provide reliable, uninterrupted service. However:

We do not guarantee 100% uptime

We may perform maintenance that temporarily affects service

We will notify you of scheduled maintenance when possible

7. Pricing and Payment

Ratio Tuta offers a free version with no time limit

Paid plans are available for additional features and capacity

Pricing is transparent with no hidden fees

You may cancel your subscription at any time

Refunds are handled on a case-by-case basis

8. Intellectual Property

Ratio Tuta and its original content, features, and functionality are owned by Ratio Tuta and are protected by international copyright, trademark, and other intellectual property laws.

9. Limitation of Liability

To the maximum extent permitted by law, Ratio Tuta shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

10. Termination

We reserve the right to terminate or suspend your account if you violate these Terms and Conditions. You may also terminate your account at any time through your account settings.

11. Changes to Terms

We may update these Terms and Conditions from time to time. We will notify you of significant changes by posting the new terms on this page and updating the "Last updated" date.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Lithuania, without regard to its conflict of law provisions.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

legal@ratiotuta.com

14. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Ratio Tuta regarding the use of our service.

Ratio Tuta - Modern Inventory & Financial Management System